Terms of Use
This terms of use have been modified.
Last revised: January 1, 2020
Ownership of this Website and Your Acceptance of These Terms of Use
Strategic Education, Inc. is the parent
company of Capella Education Company, Capella University, LLC, Strayer
University, LLC, Hackbright Academy, Inc., Sophia Learning, LLC,
Capella Learning Solutions, LLC, and Workforce Edge, LLC. Students and
learners from each of these institutions shall be referred to
collectively as “students.”
Strategic Education, Inc. or one of
its wholly owned subsidiaries (collectively, “SEI”) owns and operates
this website. These Terms of Use govern your use of any website that
SEI owns and that displays a link to these Terms of Use (collectively,
our “Sites”). By accessing and using our Sites you are agreeing to
comply with and be bound by these Terms of Use. If you do not agree to
these Terms of Use, you may not access or use our Sites.
Questions Concerning These Terms of Use
If you have questions regarding these
Terms of Use, please contact us:
You may e-mail us at
legal@StrategicEd.com, or send a letter to:
Strategic Education,
Inc. Office of the General Counsel 2303 Dulles Station Blvd. Mail Stop
6C Herndon, VA 20171
These Terms of Use May Change
We reserve the right to update or modify
these Terms of Use, at any time and without prior notice, by posting
the revised version of these Terms of Use on our Sites. These changes
will be effective as of the date we post the revised version on our
Sites. Your use of our Sites following any such change constitutes
your agreement to be bound by the revised Terms of Use.
To alert
you to changes in these Terms of Use, we will provide a notice at the
top of these Terms of Use for at least 30 days after the new effective
date.
You may access the current version of these Terms of Use
at any time by clicking on the link marked “Terms of Use” at the
bottom of each page of our Sites.
Your Acceptance of Our Privacy Policy
By agreeing to these Terms of Use, you agree to the terms of our Privacy Policy which is expressly incorporated herein. Before using our Sites, please carefully review our Privacy Policy. All personal data provided to us as a result of your use of our Sites will be handled in accordance with our Privacy Policy.
Additional Terms May Apply to You
If you are a SEI student or a member of
SEI’s staff or faculty, you must comply with these Terms of Use and
all other applicable policies when you use our Sites. In the event of
a conflict between these Terms of Use and our other policies, the
conflicting terms of these Terms of Use will govern your use of our
Sites.
In addition, we may require you to follow additional
rules, guidelines or other conditions to sign up to use various
special features or password-protected areas of our Sites, to
participate in certain promotions or activities available through our
Sites, or for other reasons. In such cases, you may be asked to
expressly consent to these additional terms, for example, by checking
a box or clicking on a button marked “I agree.” This type of agreement
is known as a “click-through” agreement. If any of the terms of a
click-through agreement are different than the terms of these Terms of
Use, the terms of the click-through agreement will supplement or amend
these Terms of Use, but only with respect to the matters governed by
the “click-through agreement.”
Ownership of Our Sites and Their Content
Our Sites, including all of the software
and code comprising or used to operate our Sites, and all of the text,
photographs, images, illustrations, graphics, sound recordings, video
and audio-video clips, and other materials available on our Sites,
including without limitation content submitted by users of our Sites
(collectively “Content”) are protected under applicable intellectual
property and other laws, including without limitation the laws of the
United States and other countries. All Content and intellectual
property rights therein are the property of SEI or the material is
included with the permission of the rights owner and is protected
pursuant to applicable copyright and trademark laws.
The
presence of any Content on our Sites does not constitute a waiver of
any right in such Content. You do not acquire ownership rights to any
such Content viewed through our Sites. Except as otherwise provided
herein, none of this Content may be used, copied, reproduced,
distributed, republished, downloaded, modified, displayed, posted or
transmitted in any form or by any means, including, but not limited
to, electronic, mechanical, photocopying, recording, or otherwise,
without our express prior written permission.
Permission is
hereby granted to the extent necessary to lawfully access and use our
Sites and to display, download, or print portions of our Sites on a
temporary basis and for your personal, educational, noncommercial use
only, provided that you (i) do not modify the Content; (ii) you retain
any and all copyright and other proprietary notices contained in the
Content; and (iii) you do not copy or post the Content on any network
computer or broadcast the Content in any media.
Responsibility for User Generated Content Posted on our Sites
In these Terms of Use, “User Generated
Content” refers to all of the text, photographs, images,
illustrations, graphics, sounds, video and audio-video clips, and
other content you and others post on or through our Sites that does
not constitute “Feedback”.
You are responsible for User
Generated Content you post on our Sites. You are solely responsible
for the User Generated Content that you post on our Sites. Under no
circumstances will we be liable in any way for any User Generated
Content posted to our Sites. Such User Generated Content may be posted
on or accessed through our Sites in our sole discretion.
This
means that you, not SEI, are entirely responsible for all User
Generated Content that you upload, post, transmit or otherwise make
available to others using our Sites and that you can be held
personally liable for comments that are defamatory, obscene, or
libelous, or that violate these Terms of Use, an obligation of
confidentiality, or the rights of others. If any part of the User
Generated Content you submit is not your original work, it is your
responsibility to obtain any necessary permissions before you post
that User Generated Content on our Sites.
Because we do not
control the User Generated Content posted on our Sites, we cannot and
do not warrant or guarantee the truthfulness, integrity, suitability,
or quality of that User Generated Content. You also agree and
understand that by accessing our Sites, you may encounter User
Generated Content that you may consider to be objectionable. We have
no responsibility for any User Generated Content, including without
limitation any errors or omissions therein. We are not liable for any
loss or damage of any kind you claim was incurred as a result of the
use of any User Generated Content posted, e-mailed, transmitted or
otherwise made available on our Sites, whether by us, individual users
of the Sites, or our third-party contractors or licensors. The
communications posted on our Sites express the personal opinions of
the individuals who posted them and do not necessarily reflect the
views of SEI or any person or entity associated with SEI.
You
own User Generated Content you submit, but we may use it. With the
exception of Feedback, which is defined and addressed below, and to
the extent your UGC is copyrightable, you own the copyright in any
original work you post on or through our Sites. We do not claim any
copyrights in User Generated Content created and posted by individual
visitors to our Sites, unless that User Generated Content constitutes
Feedback. However, by uploading, posting, transmitting or otherwise
making any User Generated Content available on or through our Sites,
you are granting us and our subsidiaries, affiliates, successors and
assigns, a nonexclusive, fully paid, worldwide, perpetual,
irrevocable, royalty-free, transferable license (with the right to
sublicense through unlimited levels of sublicensees) to use, copy,
modify, distribute, publicly display and perform, publish, transmit,
remove, retain repurpose, and commercialize that User Generated
Content in any and all media or form of communication whether now
existing or hereafter developed, without obtaining additional consent,
without restriction, notification, or attribution, and without
compensating you in any way, and to authorize others to do the same.
For this reason, we ask that you not send us any User Generated
Content that you do not wish to license to us, including any
confidential information or product ideas. Please see our Privacy
Policy for a description of how we may use certain types of User
Generated Content that you post on our Sites.
We may disclose
and/or remove User Generated Content. SEI reserves certain rights. SEI
reserves the right (but does not have the obligation) to monitor all
User Generated Content. We reserve the right to require that you avoid
certain subjects if we believe that doing so will help ensure
compliance with applicable laws. We reserve the right (but do not
assume the obligation) to remove any User Generated Content at any
time without notice at our sole and absolute discretion. We reserve
the right to disclose any User Generated Content and the identity of
the user who posted or transmitted that User Generated Content in
response to a subpoena or whenever we believe that disclosure is
appropriate to comply with the law or a court order, to prevent or
investigate a possible crime or other violation of law, to protect the
rights of SEI or others, or to enforce these Terms of Use. In
addition, we reserve the right (but do not assume the obligation) to
terminate your access to and use of any of our Sites, or to censor,
edit or block your transmissions thereto in our sole discretion. You
agree that our exercise of such discretion shall not render us the
owners of the User Generated Content, and the user who made such User
Generated Content available on the Sites will retain ownership thereof
as described above.
Restrictions on User Generated Content. It is a condition of these Terms and Conditions that you do not:
• upload, post, transmit or otherwise make
available
⁃ any User Generated Content that is unlawful,
harmful, hateful, threatening, abusive, harassing, libelous,
defamatory, obscene, vulgar, pornographic, profane, racially
disparaging, indecent, or invasive of another’s privacy;
⁃ any
User Generated Content that constitutes or promotes any illegal
activity, including, without limitation, any User Generated Content
constituting or encouraging conduct that would be a criminal offense,
give rise to civil liability or otherwise violate any local, state,
national or foreign law;
⁃ any User Generated Content that is
false, misleading, or fraudulent;
⁃ any User Generated Content
that you do not have a right to make available under any law or under
contractual or fiduciary relationships (such as inside information or
proprietary and confidential information learned or disclosed as part
of employment relationships or under nondisclosure agreements);
⁃ any User Generated Content that violates or infringes upon the
rights of others, including User Generated Content which violates the
patent rights, copyrights, trademark rights, privacy rights, publicity
rights, trade secret rights, confidentiality rights, contract rights,
or any other rights of any individual, living or deceased, or any
legal entity;
⁃ any User Generated Content that contains the
image, name or likeness of anyone other than yourself, unless (i) that
person is at least eighteen years old and you have first obtained
his/her express permission or (ii) that person is under eighteen years
old but you are his/her parent or legal guardian;
⁃ any request
for or solicitation of any personal or private information from any
individual;
⁃ any request for or solicitation of money, goods,
or services for private gain;
⁃ any material that contains
software viruses or any other computer code, files or programs
designed to interrupt, destroy or limit the functionality of any
computer software or hardware or telecommunications equipment;
or
⁃ any User Generated Content that contains advertising,
promotions or marketing, or which otherwise has a commercial
purpose.
• impersonate any person or entity or falsely state or
otherwise misrepresent your affiliation with a person or entity;
or
• violate any local, state, national or international law,
rule or regulation.
By posting User Generated Content to our
Sites, you represent and warrant that (i) you own or otherwise control
all of the rights to the User Generated Content you post and have the
right to grant the license set forth in these Terms of Use; (ii) the
User Generated Content you post is accurate; and (iii) you are at
least eighteen years old and you have read and understood—and your
User Generated Content fully complies with—these Terms of Use and
applicable laws and will not cause injury to any person or
entity.
Remember, you are legally responsible for your User
Generated Content. You can be held personally liable if your User
Generated Content is defamatory, obscene, or libelous, violates an
obligation of confidentiality, or violates the rights of others. You
are also legally responsible for any User Generated Content submitted
by anyone logging onto our Sites using your username and password,
including those doing so without your authorization.
Your Feedback
In these Terms of Use, “Feedback” refers to information you submit to us through our Sites that is specifically about how we can improve our Sites and the courses, information, and services we make available through our Sites. Although we do not claim ownership of User Generated Content you post on or through our Sites, the Feedback you provide to us through our Sites will be and remain our exclusive property. Your submission of Feedback will constitute an assignment to us of all worldwide rights, title and interests in your Feedback, including all copyrights and other intellectual property rights in your Feedback. We will be entitled to reduce to practice, exploit, make, use, copy, disclose, display or perform publicly, distribute, improve and modify any Feedback you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any Feedback that you do not wish to assign to us.
Removal of Content
In general. If you believe Content on our
Sites violates your rights or is otherwise inappropriate and you want
us to remove it, you may be able to flag it. Otherwise, please contact
us at the information above. While we do not have any obligation to
remove Content merely because of a removal request, we will review all
such requests and will remove Content that we determine should be
removed, in our sole discretion and in accordance with our Terms of
Use, Privacy Policy, and applicable law.
Violation of
copyrights. SEI does not knowingly violate or permit others to violate
the copyrights of others. We will promptly remove or disable access to
material that we know is infringing or if we become aware of
circumstances from which infringing activity is apparent.
If you
are requesting removal of Content because of a violation of your
copyrights, please note that the Digital Millennium Copyright Act of
1998 (the “DMCA”) provides recourse for copyright owners who believe
that material appearing on the Internet infringes their rights under
U.S. copyright law. If you believe that your own work, or the work of
a third party for whom you are authorized to act, is featured on any
of our Sites or has been otherwise copied and made available on our
Sites in a manner that constitutes copyright infringement, please
notify our DMCA Designated Agent immediately. Your notice must be in
writing and must include
• an electronic or physical signature of
the copyright owner or of the person authorized to act on behalf of
the owner of the copyright interest;
• a description of the
copyrighted work that you claim has been infringed;
• a
description of where the material that you claim is infringing is
located on our Sites (including the URL, title and/or item number if
applicable, or other identifying characteristics);
• your name,
address, telephone number, and e-mail address, and, if you are not the
owner of the copyright, the name of the owner;
• a written
statement by you that you have a good-faith belief that the disputed
use is not authorized by the copyright owner, its agent, or the law;
and
• a statement by you, made under penalty of perjury, that
the above information in your notice is accurate and that you are the
copyright owner or authorized to act on the copyright owner’s behalf.
Your statement may be e-mailed to
legal@StrategicEd.com or mailed to the following address:
Strategic Education, Inc.
Office of the General Counsel
ATTN: DMCA
Designated Agent
2303 Dulles Station Blvd.
Mail Stop 6C
Herndon, VA
20171
Any notification by a copyright owner or a person
authorized to act on its behalf that fails to comply with requirements
of the DMCA shall not be considered sufficient notice and shall not be
deemed to confer upon us actual knowledge of facts or circumstances
from which infringing material or acts are evident.
Trademarks
The SEI names and logos, all product and service names, all page headers, all custom graphics, all button icons, and all trademarks, service marks and logos appearing on our Sites, unless otherwise noted, are trademarks (whether registered or not), service marks and/or trade dress of SEI (the “SEI Marks”). All other trademarks, product names, company names, logos, service marks and/or trade dress mentioned, displayed, cited or otherwise indicated on our Sites are the property of their respective owners. You are not authorized to display or use the SEI Marks in any manner without our prior written permission. You are not authorized to display or use trademarks, product names, company names, logos, service marks and/or trade dress of other owners featured on our Sites without the prior written permission of such owners. The use or misuse of the SEI Marks or other trademarks, product names, company names, logos, service marks and/or trade dress or any other materials contained herein, except as permitted herein, is expressly prohibited. In particular, you may not use any trademark displayed on our Sites as a “hot” link without the prior written approval of the trademark owner.
Your Obligations
In consideration of your use of our Sites,
you agree to provide true, accurate, current and complete information
about yourself.
Your account, including your username and
password, are personal to you and may not be used by anyone else. You
are responsible for maintaining the confidentiality of your password
and username and are fully responsible for all activities that occur
under your password or username by you or by anyone else using your
username and password, whether or not authorized by you. You agree to
change your password immediately if you believe your password may have
been compromised or used without authorization. You also agree to
immediately inform us of any apparent breaches of security such as
loss, theft or unauthorized disclosure or use of your username or
password. Until we are so notified you will remain liable for any
unauthorized use of your account.
You agree to use our Sites in
a manner consistent with any and all applicable rules and regulations.
You agree not to upload or transmit through our Sites any computer
viruses, trojan horses, worms or anything else designed to interfere
with, interrupt or disrupt the normal operating procedures of a
computer. Any unauthorized modification, tampering or change of any
information, or any interference with the availability of or access to
our Sites is strictly prohibited. We reserve all rights and remedies
available to us.
You agree to indemnify, release and hold us
harmless as well as our officers, directors, agents, representatives
and employees from any claim, liability, loss, expense or demand,
including legal fees, related to your violation of these Terms and
Conditions or your access or use of our Sites (including any
information, materials, products or services available through our Sites).
DISCLAIMERS
WE MAKE NO REPRESENTATIONS OR WARRANTIES
WITH RESPECT TO OUR SITES OR THEIR CONTENT, OR ANY PRODUCT OR SERVICE
AVAILABLE ON OR PROMOTED THROUGH OUR SITES. OUR SITES AND ALL OF THEIR
CONTENT (INCLUDING USER GENERATED CONTENT) ARE PROVIDED ON AN “AS IS,”
“AS AVAILABLE” BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY
KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, SEI, ITS AFFILIATES, AND
THEIR SERVICE PROVIDERS AND LICENSORS DISCLAIM ANY AND ALL
REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, ARISING BY
STATUTE, CUSTOM, COURSE OF DEALING, COURSE OF PERFORMANCE OR IN ANY
OTHER WAY, WITH RESPECT TO OUR SITES, THEIR CONTENT, AND ANY COURSES,
PROGRAMS, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH OUR SITES.
WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, SEI, ITS AFFILIATES,
AND THEIR SERVICE PROVIDERS AND LICENSORS DISCLAIM ALL REPRESENTATIONS
AND WARRANTIES (A) OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND
FITNESS FOR A PARTICULAR PURPOSE; (B) RELATING TO THE SECURITY OF OUR
SITES; (C) THAT THE CONTENT OR OTHER INFORMATION ON OUR SITES, OR TO
ANY SITES WITH WHICH THEY ARE LINKED, IS ACCURATE, COMPLETE OR
CURRENT; OR (D) THAT OUR SITES WILL OPERATE SECURELY OR WITHOUT
INTERRUPTION OR ERROR.
WE DO NOT REPRESENT OR WARRANT THAT OUR
SITES, THEIR SERVERS, OR ANY TRANSMISSIONS SENT FROM US OR THROUGH OUR
SITES WILL BE FREE OF ANY HARMFUL COMPONENTS (INCLUDING
VIRUSES).
WE ARE NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS IN
ANY CONTENT APPEARING ON OUR SITES. WE DO NOT ENDORSE ANY OPINION,
ADVICE, COMMENT, OR STATEMENT MADE ON OUR SITES BY USERS OF OUR SITES.
USER GENERATED CONTENT DOES NOT IN ANY WAY REFLECT THE OPINION,
ADVICE, OR STATEMENT OF SEI. WE DO NOT MAKE ANY REPRESENTATIONS OR
WARRANTIES AGAINST THE POSSIBILITY OF DELETION, MISDELIVERY OR FAILURE
TO STORE COMMUNICATIONS, PERSONALIZED SETTINGS, OR OTHER DATA. YOU
ACCEPT THAT OUR SHAREHOLDERS, OWNERS, OFFICERS, DIRECTORS, EMPLOYEES
AND OTHER REPRESENTATIVES SHALL HAVE THE BENEFIT OF THIS CLAUSE.
APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OF CERTAIN WARRANTIES, SO
ALL OR PART OF THIS DISCLAIMER OF WARRANTIES MAY NOT APPLY TO YOU.
LIMITATION OF LIABILITY
WE ARE NOT RESPONSIBLE OR LIABLE IN ANY
MANNER FOR ANY USER GENERATED CONTENT. ALTHOUGH WE INCLUDE STRICT
PROVISIONS REGARDING USER GENERATED CONTENT IN THESE TERMS OF USE, WE
DO NOT CONTROL AND ARE NOT RESPONSIBLE FOR WHAT USERS POST ON OR
THROUGH OUR SITES AND ARE NOT RESPONSIBLE FOR ANY OFFENSIVE,
INAPPROPRIATE, OBSCENE, UNLAWFUL, INFRINGING OR OTHERWISE
OBJECTIONABLE OR ILLEGAL USER GENERATED CONTENT YOU MAY ENCOUNTER ON
OUR SITES OR IN CONNECTION WITH YOUR USE OF OUR SITES.
TO THE
FULLEST EXTENT PERMITTED BY APPLICABLE LAWS, WE, ON BEHALF OF OUR
DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, LICENSORS AND
SERVICE PROVIDERS, EXCLUDE AND DISCLAIM LIABILITY FOR ANY LOSSES AND
EXPENSES OF WHATEVER NATURE AND HOWEVER ARISING, INCLUDING, WITHOUT
LIMITATION, ANY DIRECT, INDIRECT, GENERAL, SPECIAL, PUNITIVE,
INCIDENTAL OR CONSEQUENTIAL DAMAGES; LOSS OF USE; LOSS OF DATA; LOSS
CAUSED BY A VIRUS; LOSS OF INCOME OR PROFIT; LOSS OF OR DAMAGE TO
PROPERTY; CLAIMS OF THIRD PARTIES; OR OTHER LOSSES OF ANY KIND OR
CHARACTER, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH
DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF OUR
SITES OR ANY WEBSITE WITH WHICH THEY ARE LINKED, OR ANY MERCHANDISE
AVAILABLE ON OUR SITES. YOU ASSUME TOTAL RESPONSIBILITY FOR
ESTABLISHING SUCH PROCEDURES FOR DATA BACK UP AND VIRUS CHECKING AS
YOU CONSIDER NECESSARY. THIS LIMITATION OF LIABILITY APPLIES WHETHER
THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT (INCLUDING
NEGLIGENCE), STRICT LIABILITY OR ANY OTHER BASIS.
IF ANY PART OF
THIS LIMITATION ON LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE
FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF THE RELEASED PARTIES
FOR LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED SHALL NOT
EXCEED TEN DOLLARS ($10.00).
These Terms of Use give you
specific legal rights and you may also have other rights which vary
from country to country. Some jurisdictions do not allow certain kinds
of limitations or exclusions of liability, so the limitations and
exclusions set out in these Terms of Use may not apply to you. Other
jurisdictions allow limitations and exclusions subject to certain
conditions. In such a case, the limitations and exclusions set out in
these Terms of Use shall apply to the fullest extent permitted by the
laws of such applicable jurisdictions. Your statutory rights as a
consumer, if any, are not affected by these provisions, and we do not
seek to exclude or limit liability for fraudulent misrepresentation.
Links to Sites Operated by Third Parties
Certain portions of our Sites may be “powered by” third parties. In addition, our Sites may provide links to Websites operated by third parties. We are not responsible for examining or evaluating, and we do not warrant the products or offerings of, any of these businesses or individuals or the accuracy or content of their Websites. We do not assume any responsibility or liability for the actions, product, and content of any such sites. Before you use any site you should review the applicable conditions of use and policies. The inclusion of a link in our Sites does not imply our endorsement of the site. If you decide to access linked third-party websites, you do so at your own risk.
Modification and Discontinuation
We reserve the right at any time and from time-to-time to modify, edit, delete, suspend or discontinue, temporarily or permanently our Sites (or any portion thereof) and/or the information, materials, products and/or services available through our Sites (or any portion thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any such modification, editing, deletion, suspension or discontinuance of our Sites.
Interpretation
As used in these Terms of Use, the term “including” means “including, but not limited to.”
Waiver
Our failure at any time to require performance of any provision of these Terms of Use or to exercise any right provided for herein will not be deemed a waiver of such provision or such right. All waivers must be in writing. Unless the written waiver contains an express statement to the contrary, no waiver by SEI of any breach of any provision of these Terms of Use or of any right provided for herein will be construed as a waiver of any continuing or succeeding breach of such provision, a waiver of the provision itself, or a waiver of any right under these Terms of Use.
Severability
If any provision of these Terms of Use is held by a court of competent jurisdiction to be contrary to law, such provision will be changed and interpreted so as to best accomplish the objectives of the original provision to the fullest extent allowed by law and the remaining provisions of these Terms of Use will remain in full force and effect.
Governing Law, Jurisdiction and Venue
These Terms of Use will be governed under the laws of the Commonwealth of Virginia without regard to its conflicts of law provisions. All actions or proceedings arising out of or relating to these Terms of Use will be venued exclusively in state or federal court in Fairfax County, Virginia. You hereby irrevocably consent and submit to the personal jurisdiction of said courts for all such purposes. However, we retain the right to bring legal proceedings in any jurisdiction where we believe that infringement of his agreement is taking place or originating.
Entire Agreement
These Terms of Use (together with our Privacy Policy and any click-through agreements on our Sites) contain the entire understanding and agreement between you and SEI with respect to our Sites and supersede all previous communications, negotiations and agreements, whether oral, written, or electronic, between you and SEI with respect to our Sites and your use of our Sites.